Is Bankruptcy Right For You?

If you're considering bankruptcy, chances are you've hit rock bottom. You likely have few, if any, alternatives to getting out of debt.

Fortunately, bankruptcy is designed to help you — the consumer — get a fresh start. There is nothing shameful about taking advantage of this constitutionally protected legal option. In fact, through bankruptcy, you may be able to:

  • Get rid of credit card debt, medical debt, payday loans and other unsecured debt
  • Keep your home and avoid foreclosure by catching up on past-due payments
  • Establish a clean financial slate, clearing the way for you to start rebuilding your credit
  • Put an immediate stop to creditor harassment
  • Halt collections lawsuits and other efforts to collect debts

Under the right circumstances, bankruptcy can offer a pathway to a debt-free future.

Which Type Of Bankruptcy Should You Pursue?

Federal law establishes two main types of consumer bankruptcy:

  • Chapter 7 involves liquidating nonexempt (unprotected) assets. It's available for those with limited means.
  • Chapter 13 involves a three- to-five-year repayment plan. While longer and more complicated than Chapter 7, it may be the only option for those who can't qualify under Chapter 7.

Deciding which type of bankruptcy to pursue can be a complicated decision.

Making The Best Decision

At Summit Law Office, LLC, we can help you explore your options for getting out of debt. Our lawyer will assess your situation and recommend a course of action best suited for your goals and priorities. Drawing on more than 25 years of experience, he will work closely with you each step of the way.

Get Started Today

Don't wait any longer to explore your options for becoming debt-free. It's easy to get started with a free, no-obligation consultation. Call 414-763-7266 to learn more. Based in West Allis, Wisconsin, our attorney serves clients throughout the West Allis area. We offer convenient evening and weekend hours by appointment.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.